State Bank accredited BS Trainer/Change Agent – 4 yrs. as Faculty, 10 yrs.as Executive Coach
	Six Sigma Green Belt certification by GE USA-near 3 yrs. as India Chief Risk Manager at GE Capital, India
	32 years Managerial Experience in Government/Public/Private/MNC Sectors; 15 years in Top Management positions in the Financial Services Industry – Public/ Private / MNC Sectors
	Member of core Teams for setting up 2 new Private Sector Banks
	Set up from a scratch, a number of new Profit Centre businesses and managed these in Times Bank, HDFC Bank and GE Capital
	Specialist in transforming existing Organisations into high performance, lean and mean Enterprises